Golf Savings Bank offers a money market insured deposit account. Our Champion Money Market Account provides you the opportunity to earn very attractive market rates of interest.

There is a limit of six withdrawals per month of which three can be by check. An excess withdrawal fee of $10.00 will be charged for each item over six.

Minimum deposit to open is $1,000.00. Account maintenance fee of $10.00 will be charged monthly if the balance falls below this minimum.

The interest rates vary depending on the level of balance maintained.

Money Market Accounts (MMA)	Min Amount to Open	Interest Rate	*APY
Champion MMA	$1,000 to open
	up to $49,999	2.96%	3.00%
	$50,000-$99,999	3.20%	3.25%
	$100,000 +	3.20%	3.25%

This disclosure contains information about interest rates for certificates of deposit, interest checking, savings and money market accounts. Fees could reduce the earnings on an account. All certificate of deposits are subject to an interest penalty for early withdrawal of principal. Interest rates and *annual percentage yields were last changed on June 9, 2008. Interest rates are subject to change without prior notice. For current rate information call 1-800-264-1112.