Buying a home can be a complicated process. Our team at Golf Savings Bank works hard to make sure you understand what's going on every step of the way. From application to closing, here's how our local sales team works for you!

LOAN OFFICER
Collects all Pre-approval loan application information from the borrower(s) Loan Applications. (We strongly recommend getting Pre-Approved prior to looking for a home. Your Real Estate Agent knows the value of a Pre-Approved client, you know exactly how much you can afford, and a seller is much more quickly to accept your offer when it is pre-approved).

PROCESSOR
Title
Appraisal
Credit Application
Employment Verification
Deposit Verification
Set Up Escrow
Flood Determination
Loan Committee
Underwriting
Loan Approval

FHA
Underwriting Loan Approval

VA
Underwriting
Loan Approval

PROCESSOR
Clear Conditions
Request Document Preparation

ESCROW OFFICER or CLOSER
Set Closing Date
Order Payoff Statements
Clear Title
Prepare Closing Statements
Set up Appointments with Parties to Execute
Documents
Record Documents
Disburse Funds

BORROWER CHECKLIST
GLOSSARY