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* Interest on Certificates of Deposit are compounded daily and paid monthly. Fees could reduce the earnings on an account. All certificate of deposits are subject to an interest penalty for early withdrawal of principal. Interest rates and annual percentage yields were last changed on June 15, 2009. Interest rates are subject to change without prior notice. For current rate information call 1-800-264-1112. Certificates of deposit require $10,000 minimum balance to open and receive advertised rate.